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Earn Up to 6.00% APY* on Your First $2,000

Enjoy Bigger Yields With a Reverse Tier Savings Account

Open an Account

Grow Your Savings Faster Without Locking Away Your Money

With our Reverse Tier Savings Account, you’ll earn 6.00% APY* on your first $2,000, making your money work harder while staying accessible whenever you need it. It’s the smart, flexible way to build your savings faster—no hoops, no hidden fees, just high returns from your very first dollar.

1-Jul-05-2025-03-29-43-4942-PM
Up to 6.00% APY*
3-Jul-05-2025-03-29-43-5266-PM
No Minimum Balance
4-3
No Service Fees*
2-Jul-05-2025-03-29-43-5398-PM
No Minimum to Open

Why Open a Reverse Tier Savings Account?

A reverse tier savings is designed for smaller savings, rewarding you with higher interest rates on lower balances. With reverse tier savings, the interest rate goes down as your balance goes up -  check out the current rates here.

  • Earn higher interest on your first few thousand dollars saved
  • Ideal for building short-term savings or an emergency fund
  • Encourages consistent saving habits, even with smaller deposits
  • Get started saving without a big balance
  • No need to maintain a high balance to see real growth
OPEN AN ACCOUNT
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*APY = Annual Percentage Yield. Terms and conditions are accurate as of 2/3/2025 and are subject to change without notice.  No minimum to open and no minimum balance required.  Limit of one Reverse Tier Savings Account per member. Interest is paid at tier rates on the balances within each tier.  Total interest paid is the sum of interest earned from each balance in each tier. APY paid is a blended APY of applicable tiers.  Membership required.  All terms and conditions are subject to change without notice.